HR Scoop Archives for April of 2023

An Educated Workforce is Your Best Investment

Published 04/04/2023

Your Best Investment Your competition may be bigger with greater resources, but you can always be smarter than they are!   Many people are obsessed with tracking interest rates on mortgages, other types of loans, and rates of return on investments. Historically, these rates can fluctuate wildly. In 1981, mortgage rates were over 18%. In 2022 they were hovering around 3% or less.   In 1980, the yield on a 10-year treasury bond was a whopping 16%. Rates in 2023 are averaging under 4%. Over the last 50 years, the stock market has returned an average of 10% yearly. Of course, for many smaller investors,...